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  How do I obtain title insurance and what does it cost?

 
  It's easy! Simply inform the title company, attorney, or agent handling the closing of your property that you want to purchase an Owner's Title Insurance Policy. In most states, the premiums for the title insurance policies are regulated or monitored by the state insurance commission or some other governmental body. You only pay the premium once. The cost depends upon the purchase price of the property, and your policy amount will probably equal the purchase price. Your closing agent will quote you that price either upon your inquiry or at the time of closing.