INSURANCE RATES
How Title Insurance Rates are Set
How title insurance rates are set varies from state to state. Some rates are set by the companies themselves and some are set by the State Department of Insurance. Talk to your local title company for how rates are determined where you live.
As mentioned above, some rates may or may not include other services provided by the title company such as conducting the closing, preparing and notarizing documents, adding endorsements to the policy which may be required (usually by the lender or buyer), and other services. When comparing one rate to another, be sure to get detailed information on what is included in that rate, so you are comparing equally.
| Amount of
Insurance |
Standard
Rate |
Reissue
Rate |
Amount of
Insurance |
Standard
Rate |
Reissue
Rate |
| 155,001 – 160,000 | $620 | $434 | |||
| 0 – 20,000 | $175 | $150 | 160,001 – 165,000 | $630 | $441 |
| 20,001 – 25,000 | $200 | $150 | 165,001 – 170,000 | $640 | $448 |
| 25,001 – 30,000 | $225 | $158 | 170,001 – 175,000 | $650 | $455 |
| 30,001 – 35,000 | $250 | $175 | 175,001 – 180,000 | $660 | $462 |
| 35,001 – 40,000 | $275 | $193 | 180,001 – 185,000 | $670 | $469 |
| 40,001 – 45,000 | $300 | $210 | 185,001 – 190,000 | $680 | $476 |
| 45,001 – 50,000 | $325 | $228 | 190,001 – 195,000 | $690 | $483 |
| 50,001 – 55,000 | $345 | $242 | 195,001 – 200,000 | $700 | $490 |
| 55,001 – 60,000 | $365 | $256 | 200,001 – 205,000 | $710 | $497 |
| 60,001 – 65,000 | $385 | $270 | 205,001 – 210,000 | $720 | $504 |
| 65,001 – 70,000 | $405 | $284 | 210,001 – 215,000 | $730 | $511 |
| 70,001 – 75,000 | $425 | $298 | 215,001 – 220,000 | $740 | $518 |
| 75,001 – 80,000 | $440 | $308 | 220,001 – 225,000 | $750 | $525 |
| 80,001 – 85,000 | $455 | $319 | 225,001 – 230,000 | $760 | $532 |
| 85,001 – 90,000 | $470 | $329 | 230,001 – 235,000 | $770 | $539 |
| 90,001 – 95,000 | $485 | $340 | 235,001 – 240,000 | $780 | $546 |
| 95,001 – 100,000 | $500 | $350 | 240,001 – 245,000 | $790 | $553 |
| 100,001 – 105,000 | $510 | $357 | 245,001 – 250,000 | $800 | $560 |
| 105,001 – 110,000 | $520 | $364 | 250,001 – 255,000 | $810 | $567 |
| 110,001 – 115,000 | $530 | $371 | 255,001 – 260,000 | $820 | $574 |
| 115,001 – 120,000 | $540 | $378 | 260,001 – 265,000 | $830 | $581 |
| 120,001 – 125,000 | $550 | $385 | 265,001 – 270,000 | $840 | $588 |
| 125,001 – 130,000 | $560 | $392 | 270,001 – 275,000 | $850 | $595 |
| 130,001 – 135,000 | $570 | $399 | 275,001 – 280,000 | $860 | $602 |
| 135,001 – 140,000 | $580 | $406 | 280,001 – 285,000 | $870 | $609 |
| 140,001 – 145,000 | $590 | $413 | 285,001 – 290,000 | $880 | $616 |
| 145,001 – 150,000 | $600 | $420 | 290,001 – 295,000 | $890 | $623 |
| 150,001 – 155,000 | $610 | $427 | 295,001 – 300,000 | $900 | $630 |